Credit Decisioning: MeritScore™
MeritScore scaled similarly to FICO.
MeritScore does not use institution of higher education or student’s major to derive a score due to disparate impacts of that information.
Expand opportunities to young, thin-file consumers with high lifetime customer value
Use our highly predictive academic data to drive more informed decisions, resulting in reduced risk and fewer defaults
Swap-In/Second Look Lending
Credit measure for rentals and mortgages
Enhanced customer segmentation
Alternative credit measure