Predictive Analytics: MeritScore

The world’s first predictive link between individualized academic data and credit performance

Wave

 

Provides Pricing and Underwriting Opportunities

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  • Solves for the credit invisible population
  • Accelerates Time to Market
  • Delivers Significant Financial Opportunity by Increasing Originations and/or Reducing Risk

MeritScore scaled similarly to FICO.

MeritScore does not use institution of higher education or student’s major to derive a score due to disparate impacts of that information.

Use Cases

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FINANCIAL INSTITUTIONS

Swap-In/Second Look Lending
Swap-Out Lending

 

 

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REAL ESTATE

Credit measure for rentals and mortgages

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MARKETING

Enhanced customer segmentation

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INSURANCE

Alternative credit measure

 

 

 

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