More data means better coverage: Introducing comprehensive access to auto insurance data

When it comes to verifying auto insurance, every piece of data matters. At MeasureOne, we’re committed to helping our customers access, verify, and act on the most complete picture of consumer insurance data. That’s why we’re excited to launch a smarter, more comprehensive approach to accessing insurance data for verification with two new releases—no matter how fragmented the data might be.

Why access to complete auto insurance data is essential

We built these enhancements to solve a common challenge we’ve seen across our customers: not every user account contains a complete insurance policy document. That missing data can stall workflows, delay approvals, and introduce risk—especially for businesses relying on traditional API access or manual document processing methods, which typically only surface structured, clearly labeled policy files.

But the truth is, there’s often still a wealth of usable information buried in a user’s insurance account. Our platform now intelligently pulls from that data and structures it to generate a usable, standardized policy, even when the original policy file isn’t present.

Turning data points into more complete verification

With our two new feature releases, individual data can provide clearer insurance verification and drive conversions:

Policy generation from account data: Many users may not have a full insurance policy document in their account—but that doesn’t mean there’s nothing to work with. Our enhanced logic now pulls structured data from additional insurance documents and data points standardizing it into a policy format. This means fewer dead ends, faster verifications, and more coverage insights at your fingertips.

Expanded insurance insights for better decisioning: We’ve also introduced additional insurance attributes to provide even more nuanced coverage information, including:

• Usage_sub_type: Understand not just how a car is used, but the sub-type (e.g., personal, rideshare, commercial).
• Is_waiver:  Know whether a collision deductible waiver option is available in the policy, which can significantly impact out-of-pocket costs in certain claim situations—critical for lenders, rental companies, and insurers.

This level of detail helps businesses: 

• Accurately assess risk
• Ensure compliance with lending or rental requirements
• Prevent costly exposure from underinsured or misclassified vehicles 

By knowing exactly how a vehicle is used and what’s covered—or not covered—you can make faster, more confident decisions.

The benefits of comprehensive access  

Whether you’re a lender ensuring your assets are protected or an auto dealer verifying user coverage in real time, these updates deliver:

• Greater confidence in risk assessments with more complete data
• Increased verification success rates, even with partial uploads
• Faster workflow completion thanks to automated policy generation from all available documents

It’s all part of our mission to deliver full scope, intelligent insurance verification, powered by smarter data access and automation.

Stay tuned for more innovations in how we surface, structure, and standardize insurance insights.