The MeasureOne API:

What Academic Data Can Do for Your Business

Expand Products and Services Offerings to Emerging Consumers


Lenders/Financial Institutions

Improve and expand underwriting services to the emerging consumer market

MeritScore, our proprietary FCRA-approved score, establishes a predictive link between academic achievement and credit performance – giving lenders confidence that academic data can signal business-changing outcomes. Using academic data, student lenders, Income Share Agreement (“ISA”) providers, and other financial institutions can expand their portfolio by identifying low-risk declines to swap in, and high-risk current approvals that can be swapped out.


Academic Institutions

Improve Graduation Rates, Admissions, and Financial Aid Operations

Academic institutions are inundated with academic data. While many institutions have systems that assist with managing their internal data, using data from other institutions presents a challenge. It takes significant labor and time to process transcripts, sometimes resulting in the loss of a transfer student to another institution. An unwieldy processing approach, combined with inconsistent transcript formats, limits the ability for higher-ed administrators to make quick and informed decisions. With standardized academic data through the MeasureOne API, institutions can focus their resources more effectively: from identifying at-risk students with financial aid or tutoring needs, to onboarding transfer students efficiently and with greater confidence in their academic persistence.


Residential Real Estate

Expand Tenant Qualifications

For residential landlords, the credit history of prospective tenants is a critical element in the application process. With insufficient credit and work history, emerging consumers are at a significant disadvantage, constraining the pool of potential tenants, and exposing landlords to unnecessary risk. MeasureOne’s API gives landlords the ability to quickly and easily qualify prospective tenants, expanding opportunities and accelerating occupancy.



Increase Targeting and Conversion, and Greater Lifetime Value

Academic data is an indicator of future consumer behavior. The ability to focus on the best prospects earlier in their consumer lifecycle, and invest accordingly, means efficient spend and the potential for longer-term, higher-value relationships. Businesses can develop unique products and services according to segment potential, capitalizing on the strong signals inherent in academic data.



Improve and expand policy underwriting opportunities

With limited-to-no credit history, emerging consumers are an underwriting challenge. Academic performance, a rich data set that reliably signals future behaviors, becomes a vital tool in addressing the gap in this consumers’ financial background. Insurers use the academic data obtained through the MeasureOne API to derive insights into the potential risks and rewards of emerging consumers, enabling them to increase underwriting effectiveness, and design new products and services specifically for this audience.



Streamline recruiting and employment processes

Recruiters and employers rely on transcript data for a variety of employment processes, such as academic credentials verification to identify fraudulent transcripts. Historically, these processes have been manual, or conducted through a centralized clearing house. But even at the clearing house level, the services only verify that a candidate has attended the institution and earned a specific degree. There is no visibility into courses taken, or grades received – a rich source of data for prospective employers, providing insight into how candidates may perform in the workplace. The MeasureOne API provides a single source of standardized data from across institutions, helping HR professionals develop strategies for recent graduates, from hiring to career pathing.

Our Customers

Companies like yours have discovered the value of academic data in their operations, from the development of new products and services, to increasing the effectiveness of their investments.

student smiling while working with group

Creating a New Product by Swapping-in High Academic Achievers

Using MeasureOne’s platform, a student lender diversifies their portfolio while maintaining their current tolerance for risk.

Read Case Study

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