The MeasureOne Securities Report is a robust information source for data-driven leaders and analysts who want insight into the student loan securities market.
MeasureOne has built the report over the past four (4) years, drawing upon 25 years of experience building securities databases for multiple other industries. With this experience, the result is a report which covers every public student loan secularization.
The report is based off of our Securities Insight database which is assembled from more than 550 deals from 56 issuers. The database is updated daily which is then gathered for this report view to give an accurate picture of the student loan ABS (SLABS) market
If you are looking for more detailed information into the Securities Market, please contact us to discuss Securities Insight
The semiannual MeasureOne Private Student Loan Report provides data and analytics on private student lending, including repayment and delinquency trends, as well as loan performance activity among borrowers and lenders. Research in this report reflects data as of Q1 2016 for private student loans and does not include federal student loan data. According to the data, families are successfully managing their private student loans with delinquency and charge-off rates improving to the lowest rate since before the 2008 economic crisis; and borrowers continue to use forbearance judiciously. This installment of the report focuses exclusively on school-certified loans, and does not include consolidation loans, which are typically made to borrowers who no longer attend school and who seek to combine education loans into a single education debt obligation.
The data for this report is sourced from the MeasureOne Private Student Loan Consortium, a data cooperative of lenders and holders of private student loans. Members include the six largest student loan lenders and holders – Citizens Bank, N.A., Discover Bank, Navient, PNC Bank, N.A., Sallie Mae Bank and Wells Fargo Bank, N.A. In aggregate, the members of the consortium represent more than 65 percent of all private academic lending activity in the U.S. Overall, private student loans make up roughly 7.5 percent – approximately $102 billion – of total student loans outstanding. The remaining 92.5 percent of the $1.36 trillion in total student loans are federal loans.
Private student loans are credit-based loans underwritten by lenders who assess a number of factors, including ability to repay, before making a decision to lend. Roughly 94 percent of undergraduate private student loans included a cosigner in academic year 2015-16, and 61 percent of graduate private student loans included a cosigner. The vast majority of cosigners are parents and other close family members.
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